Embedded Financial Intelligence for Banks, Credit Unions, and Fintechs

ASA Vault connects financial institutions, fintechs, and account holders through a secure, privacy-first financial intelligence platform.

AI-Driven Financial Intelligence

ASA Vault delivers predictive insights, personalized recommendations, and real-time financial intelligence across all connected accounts.

  • Financial institutions gain deeper engagement.

  • Fintechs gain distribution.

  • Account holders gain clarity.

How we define Financial Intelligence

Connect Financial Data

How ASA Vault Works

Activate Fintechs

Deliver AI-Driven Insights

How does ASA ensure data privacy and security?

ASA is built with a privacy-first approach and bank-grade encryption to keep user data safe. We never sell personal information, and users stay in control of what they share. Our organization maintains a Soc 2 Type 2 certification.

Guac

Save While You Spend

Small Business Loans

Flexible Funds to Support Your Business Goals

Our expanding marketplace

Column Tax

Boost Your Revenue with Embedded Taxes

Tykr

Simplified Analytics and Education to Help You Invest

KidPay

Employ Your Kids The Right Way

Portfolio Pilot

Complete Financial Advice for Self-Directed Investors

New Apps Added Continuously

Money Patrol

Personal Accounting Made Easy, Accurate, Comprehensive

Credit Rent Boost

Build Credit by Reporting Your Rent

“The future of finance isn’t a single app; it’s a unified experience. ASA brings the best of fintech directly into the heart of the banking relationship.”
— The ASA Mission

  • We partner with forward-thinking banks and credit unions to turn their digital banking apps into a gateway for the latest fintech. Our FI partners maintain the primary relationship while offering their members world-class tools.

    • Seamless Integration: No heavy lifting for your IT team.

    • Data Ownership: You keep the data; your members keep their privacy.

    • Revenue Growth: Participate in the success of the fintechs your members love.

  • For fintechs, ASA provides the ultimate distribution channel: the bank app. Stop fighting for app store attention and start reaching verified users with a single click.

    • Instant Scale: Reach millions of users through our network of FIs.

    • Verified Identity: KYC is handled by the bank—you get a ready-to-use customer.

    • One-Click Onboarding: Reduce friction and abandon rates with vault-powered connectivity.

  • We work with the industry’s leading core processors and infrastructure providers to ensure that the "pipes" of finance are open, secure, and lightning-fast.

Our Main Features

A smartphone screen displaying a financial or investment app with a purple background, showing a net worth of $284,578.45, a line graph of net worth over five days, and financial metrics such as debt ratio of 5.6%.

Stay on track of your long-term financial goals by unifying all your accounts in one place with separate asset and debt categories.

Net worth

Smartphone screen displaying a debt management app with total debt of $16,915.13, a colorful donut chart, and a list of account names with balances.

See where your money goes and how to improve your savings rate with a clear summarization of your monthly income and expenses.

Cash Flow Analysis

Smartphone screen displaying a financial app with transaction history, including expenses, income, and payments for January 2025.

Every transaction from every account, all viewable within one list and enhanced with automated transaction categories that learn from the user's input.

ASA One View ™

A smartphone screen displaying a personal finance app with an overview of upcoming transactions, total scheduled amount, and categorized expenses for January 2025.

Never be surprised by a bill again and cancel unused/unwanted subscriptions. Transactions that are likely to occur over the next 60 days are identified before they occur.

ASA Forecast ™

Contact Us

Interested in working together or just have a question? Let us know how we can help and we will be in touch.